/* FINANCIAMIENTO — Fase 6, construido sobre los tokens globales de AUTOFIRME. */
.financing-page .nav a.active{color:var(--navy);font-weight:800}
.finance-main-page{padding-top:22px;padding-bottom:48px}
#simulador,#califica,#faq{scroll-margin-top:86px}
.finance-eyebrow,.finance-kicker,.demo-chip,.reference-tag,.result-badge{
  display:inline-flex;align-items:center;gap:7px;font-size:11.5px;font-weight:800;letter-spacing:.045em;text-transform:uppercase
}
.finance-eyebrow svg{width:18px;height:18px}
.finance-kicker{color:var(--green)}

/* ───────── hero con foto (calcado de la referencia) ───────── */
.fh-hero{position:relative;min-height:300px;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow)}
.fh-hero-img{position:absolute;inset:0;background:url(assets/financiamiento/hero-financiamiento.jpg) center/cover no-repeat}
.fh-hero-img::after{content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(255,255,255,.95) 0%,rgba(255,255,255,.88) 30%,rgba(255,255,255,.5) 50%,rgba(255,255,255,.08) 66%,transparent 78%)}
.fh-hero-copy{position:relative;padding:38px 42px;max-width:560px}
.fh-eyebrow{display:block;font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--navy)}
.fh-hero h1{margin:9px 0 12px;font-size:clamp(30px,3.4vw,42px);line-height:1.06;letter-spacing:-.035em;color:var(--navy);font-weight:800}
.fh-hero h1 em{display:block;font-style:normal;color:var(--af-yellow)}
.fh-hero-copy>p{max-width:44ch;margin:0;color:#3f4f65;font-size:14.5px;line-height:1.6;font-weight:600}
.fh-hero-actions{display:flex;gap:10px;margin-top:22px;flex-wrap:wrap}
.fh-hero-actions .btn.btn-navy{background:#0B0F16;border-color:#0B0F16}

/* ───────── franja de valores con flechas ───────── */
.fh-strip{display:flex;align-items:stretch;gap:8px;margin-top:1px;background:#fff;border:1px solid var(--line);border-top:0;
  border-radius:0 0 var(--r-lg) var(--r-lg);padding:16px 10px}
.fh-arrow{flex:none;width:34px;border:1px solid var(--line);border-radius:50%;background:#fff;color:#5a6b84;cursor:pointer;
  display:flex;align-items:center;justify-content:center;transition:.15s}
.fh-arrow:hover{border-color:var(--navy);color:var(--navy)}
.fh-arrow svg{width:17px;height:17px}
.fh-strip-track{flex:1;display:flex;gap:34px;overflow-x:auto;scrollbar-width:none;scroll-behavior:smooth}
.fh-strip-track::-webkit-scrollbar{display:none}
.fh-item{display:flex;align-items:center;gap:12px;flex:none;padding:6px 18px}
.fh-item .ic{flex:none;width:38px;height:38px;border-radius:11px;background:#FFF6DE;display:flex;align-items:center;justify-content:center}
.fh-item .ic svg{width:19px;height:19px;color:#B8860B}
.fh-item b{display:block;font-size:13.5px;letter-spacing:-.01em}
.fh-item span{display:block;margin-top:2px;font-size:11.8px;color:var(--muted);line-height:1.4;max-width:22ch}

.finance-explainer{padding:52px 0 46px}
.finance-section-head{margin-bottom:20px}
.finance-section-head h2{margin:6px 0 0;font-size:clamp(23px,2.2vw,30px);line-height:1.18;letter-spacing:-.025em}
.finance-section-head>p{margin:7px 0 0;color:var(--sub);font-size:14.5px}
.finance-section-head.inline{display:flex;align-items:flex-end;justify-content:space-between;gap:18px}
.finance-section-head.inline>div{min-width:0}
.finance-section-head.inline>a{display:inline-flex;align-items:center;gap:6px;flex:none;color:var(--navy);font-size:13.5px;font-weight:800}
.finance-section-head.inline>a svg{width:16px;height:16px}
.how-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.how-grid article{min-width:0;padding:20px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow)}
.how-grid article>span{width:38px;height:38px;display:grid;place-items:center;border-radius:11px;background:var(--green-soft);color:var(--green)}
.how-grid article svg{width:20px;height:20px}
.how-grid h3{margin:13px 0 7px;font-size:15px;letter-spacing:-.01em}
.how-grid p{margin:0;color:#58667a;font-size:13px;line-height:1.55}

.finance-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:20px;align-items:start}
.finance-content{min-width:0;display:flex;flex-direction:column;gap:22px}
.finance-contact{position:sticky;top:88px}
.finance-module{padding:24px}
.module-heading{display:flex;align-items:flex-start;gap:13px;margin-bottom:20px}
.module-icon{display:grid;place-items:center;width:44px;height:44px;flex:none;border-radius:12px;background:#e9eef5;color:var(--navy)}
.module-icon.green{background:var(--green-soft);color:var(--green)}
.module-icon svg{width:23px;height:23px}
.demo-chip{padding:4px 8px;border-radius:7px;background:#edf1f6;color:#4b5c73}
.demo-chip.green{background:var(--green-soft);color:var(--green)}
.module-heading h2{margin:6px 0 4px;font-size:22px;letter-spacing:-.02em}
.module-heading p{margin:0;color:var(--sub);font-size:13.5px}

.simulator-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(330px,.82fr);gap:18px}
.finance-form{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.finance-form label:first-child{grid-column:1/-1}
.finance-form label,.qualifier-form label{display:flex;flex-direction:column;gap:7px;color:#2f3f56;font-size:12.5px;font-weight:800}
.control-wrap{height:46px;display:flex;align-items:center;overflow:hidden;border:1px solid var(--line);border-radius:11px;background:var(--bg)}
.control-wrap:focus-within{border-color:var(--green);box-shadow:0 0 0 3px rgba(30,158,99,.12)}
.control-wrap input,.control-wrap select{width:100%;height:100%;min-width:0;border:0;outline:0;background:transparent;padding:0 12px;color:var(--ink);font:inherit;font-size:14px;font-weight:700}
.control-wrap.prefix b{align-self:stretch;display:grid;place-items:center;padding:0 12px;border-right:1px solid var(--line);color:var(--sub);font-size:12px}
.simulation-output{position:relative;display:flex;flex-direction:column;justify-content:center;min-height:190px;padding:24px;
  border-radius:14px;background:var(--navy);overflow:hidden}
.simulation-output::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--af-yellow)}
.simulation-output>span{display:inline-block;color:var(--af-yellow);font-size:10.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.simulation-output>strong{margin:8px 0 18px;color:#fff;font-size:clamp(27px,2.6vw,38px);line-height:1.08;letter-spacing:-.035em;font-weight:800}
.simulation-breakdown{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}
.simulation-breakdown span{display:flex;flex-direction:column;gap:3px;padding:9px;border-radius:9px;background:rgba(255,255,255,.08);color:#aab6c8;font-size:10.5px;font-weight:700}
.simulation-breakdown b{color:#fff;font-size:13px}
.simulation-output small{margin-top:12px;color:#8b98ac;font-size:10.5px;line-height:1.4}
.simulation-output.invalid{background:#5a3d0f}
.simulation-output.invalid::before{background:#e2a63a}
.legal-line{display:flex;align-items:flex-start;gap:8px;margin:16px 0 0;padding-top:14px;border-top:1px solid var(--line2);color:var(--sub);font-size:11.5px;font-weight:650}
.legal-line svg{width:16px;height:16px;flex:none;margin-top:1px;color:var(--amber)}

.qualifier-form{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) auto;gap:12px;align-items:end}
.qualifier-form .btn{height:46px}
.qualification-result{margin-top:18px;padding:20px;border:1px solid var(--line);border-radius:14px;background:var(--bg)}
.qualification-result .result-badge{padding:5px 9px;border-radius:8px;background:#e8edf4;color:#53637a}
.qualification-result .result-badge svg{width:14px;height:14px}
.qualification-result h3{margin:10px 0 5px;font-size:18px}
.qualification-result p{margin:0;color:#58667a;font-size:13.5px}
.qualification-result ul{display:flex;gap:8px;flex-wrap:wrap;list-style:none;margin:12px 0 0;padding:0}
.qualification-result li{padding:6px 9px;border-radius:8px;background:#fff;border:1px solid var(--green-line);color:var(--green);font-size:12px;font-weight:800}
.qualification-result small{display:block;margin-top:12px;color:var(--sub);font-size:11px}
.qualification-result .btn{margin-top:14px}
.qualification-result.eligible{border-color:var(--green-line);background:var(--green-soft)}
.qualification-result.eligible .result-badge{background:var(--green);color:#fff}
.qualification-result.denied{border-color:#ead5b4;background:#fff8ee}
.qualification-result.denied .result-badge{background:#f2dfc1;color:#7b531a}

.finance-inventory,.finance-banks,.finance-faq{padding:12px 0 0}
.finance-vehicle-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.finance-vehicle-grid .card{min-width:0;cursor:pointer}
.finance-vehicle-grid .card .ph{aspect-ratio:16/10}
.finance-vehicle-grid .card .tt{min-height:36px;display:-webkit-box;overflow:hidden;-webkit-box-orient:vertical;-webkit-line-clamp:2}
.finance-vehicle-grid .card:focus-visible{outline:3px solid rgba(30,158,99,.35);outline-offset:3px}

.bank-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.bank-card{display:flex;flex-direction:column;min-width:0;padding:20px;border:1px solid var(--line);border-radius:var(--r);background:#fff;box-shadow:var(--shadow)}
.bank-card-head{display:flex;align-items:center;gap:11px}
.bank-monogram{display:grid;place-items:center;width:42px;height:42px;flex:none;border-radius:11px;background:var(--navy);color:#fff;font-size:13px;font-weight:800}
.bank-card-head div>span{color:var(--sub);font-size:10.5px;font-weight:800;text-transform:uppercase;letter-spacing:.05em}
.bank-card h3{margin:2px 0 0;font-size:16px;letter-spacing:-.015em}
.reference-tag{align-self:flex-start;margin-top:13px;padding:5px 8px;border-radius:7px;background:#eef1f5;color:#58677c}
.vehicle-tags{display:flex;gap:6px;flex-wrap:wrap;margin-top:12px}
.vehicle-tags b{padding:5px 8px;border:1px solid var(--green-line);border-radius:7px;background:var(--green-soft);color:var(--green);font-size:11px}
.bank-card dl{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:15px 0}
.bank-card dl div{min-width:0;padding:9px;border-radius:9px;background:var(--bg)}
.bank-card dt{color:var(--sub);font-size:10px;font-weight:750;text-transform:uppercase}
.bank-card dd{margin:4px 0 0;color:var(--ink);font-size:11.5px;font-weight:800;line-height:1.35}
.bank-route{display:flex;align-items:flex-start;gap:6px;margin:auto 0 9px;color:#46566d;font-size:12px;font-weight:700}
.bank-route svg{width:15px;height:15px;flex:none;margin-top:1px;color:var(--green)}
.bank-card>small{padding-top:9px;border-top:1px solid var(--line2);color:var(--sub);font-size:10.5px;line-height:1.45}

.faq-list{border:1px solid var(--line);border-radius:var(--r);background:#fff;box-shadow:var(--shadow);overflow:hidden}
.faq-list details+details{border-top:1px solid var(--line2)}
.faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:14px;list-style:none;padding:17px 19px;cursor:pointer;font-size:14px;font-weight:800}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary span{display:grid;place-items:center;width:26px;height:26px;flex:none;border-radius:8px;background:var(--bg);color:var(--navy);font-size:18px;transition:transform .16s}
.faq-list details[open] summary span{transform:rotate(45deg)}
.faq-list details p{margin:-3px 19px 17px;padding-right:40px;color:#58667a;font-size:13px;line-height:1.6}

.fraud-alert{display:flex;align-items:flex-start;gap:15px;padding:21px;border:1px solid #ead5b4;border-radius:var(--r);background:#fff8ee}
.fraud-icon{display:grid;place-items:center;width:42px;height:42px;flex:none;border-radius:11px;background:#f3dfbf;color:#8a5a17}
.fraud-icon svg{width:22px;height:22px}
.fraud-alert .finance-kicker{color:#8a5a17}
.fraud-alert h2{margin:5px 0 5px;font-size:18px}
.fraud-alert p{margin:0;color:#6a563b;font-size:13px;line-height:1.55}

.contact-panel{padding:21px}
.contact-icon{display:grid;place-items:center;width:44px;height:44px;margin-bottom:15px;border-radius:12px;background:var(--green-soft);color:var(--green)}
.contact-icon svg{width:23px;height:23px}
.contact-panel h2{margin:6px 0 7px;font-size:20px;letter-spacing:-.02em}
.contact-panel>p{margin:0 0 16px;color:#56657a;font-size:13px;line-height:1.55}
.contact-panel .flist svg{color:var(--green)}
.contact-panel .btn-soft{margin-top:8px}
.contact-panel>small{display:block;margin-top:13px;padding-top:12px;border-top:1px solid var(--line2);color:var(--sub);font-size:10.5px;line-height:1.45}

.finance-final-cta{display:flex;align-items:center;gap:18px;margin-top:38px;padding:24px 26px;border-radius:var(--r-lg);background:var(--navy);color:#fff}
.finance-final-cta>svg{width:42px;height:42px;flex:none;color:#79dbaa}
.finance-final-cta>div{flex:1}
.finance-final-cta span{color:#80dfaf;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.05em}
.finance-final-cta h2{margin:3px 0 2px;font-size:20px}
.finance-final-cta p{margin:0;color:#c4d0df;font-size:12.5px}
.finance-final-cta>.btn{background:#fff;color:var(--navy);flex:none}
.mobile-finance-wa{display:none}

@media(max-width:1100px){
  .fh-hero-copy{padding:32px}
  .how-grid{grid-template-columns:repeat(2,1fr)}
  .finance-layout{grid-template-columns:minmax(0,1fr) 280px}
  .simulator-grid{grid-template-columns:1fr}
  .bank-card dl{grid-template-columns:1fr}
}

@media(max-width:899px){
  .fh-hero{min-height:0}
  .fh-hero-img{position:relative;height:220px;background-image:url(assets/financiamiento/hero-financiamiento-mov.jpg)}
  .fh-hero-img::after{background:linear-gradient(180deg,rgba(255,255,255,.15) 0%,rgba(255,255,255,.4) 55%,rgba(255,255,255,.94) 88%)}
  .fh-hero-copy{position:static;max-width:none;padding:20px 22px 24px;background:#fff}
  .fh-strip{flex-wrap:wrap;border-radius:0 0 var(--r-lg) var(--r-lg)}
  .fh-arrow{display:none}
  .fh-strip-track{flex-wrap:wrap;overflow:visible}
  .fh-item{flex:1 1 220px}
  .finance-layout{grid-template-columns:1fr}
  .finance-contact{position:static}
  .finance-contact .contact-panel{display:grid;grid-template-columns:auto 1fr;column-gap:16px}
  .finance-contact .contact-icon{grid-row:1/5}
  .finance-contact .finance-kicker,.finance-contact h2,.finance-contact>p{grid-column:2}
  .finance-contact .flist,.finance-contact .btn,.finance-contact>small{grid-column:1/-1}
}

@media(max-width:639px){
  .financing-page{padding-bottom:76px}
  .financing-page>.page,.financing-page .hdr .page{padding-left:16px;padding-right:16px}
  .financing-page .hdr .page{height:58px;gap:9px}
  .financing-page .logo{gap:7px;font-size:17px}
  .financing-page .logo .sh{width:25px;height:25px}
  .financing-page .hdr-r .btn{height:40px;padding:8px 11px;border-radius:10px;font-size:12.5px}
  .finance-main-page{padding-top:12px;padding-bottom:26px}
  .fh-hero{border-radius:16px}
  .fh-hero-img{height:180px}
  .fh-hero-copy{padding:20px 18px}
  .fh-hero h1{font-size:27px}
  .fh-hero-copy>p{font-size:13.5px;line-height:1.55}
  .fh-hero-actions{display:grid;grid-template-columns:1fr;margin-top:16px}
  .fh-hero-actions .btn{width:100%}
  .fh-item{flex:1 1 100%}
  .finance-explainer{padding:34px 0 28px}
  .finance-section-head{margin-bottom:15px}
  .finance-section-head h2{font-size:23px}
  .how-grid{grid-template-columns:1fr;gap:10px}
  .how-grid article{display:grid;grid-template-columns:38px 1fr;column-gap:12px;padding:16px}
  .how-grid article>span{grid-row:1/3}
  .how-grid h3{margin:0 0 4px}
  .how-grid p{font-size:12.5px}
  .finance-content{gap:18px}
  .finance-module{padding:18px 16px}
  .module-heading{gap:10px;margin-bottom:16px}
  .module-icon{width:40px;height:40px}
  .module-heading h2{font-size:19px}
  .module-heading p{font-size:12.5px}
  .finance-form{grid-template-columns:1fr}
  .finance-form label:first-child{grid-column:auto}
  .simulation-output{min-height:0;padding:18px}
  .simulation-output>strong{font-size:28px}
  .simulation-breakdown{grid-template-columns:1fr}
  .qualifier-form{grid-template-columns:1fr}
  .qualification-result{padding:16px}
  .qualification-result .btn{width:100%}
  .finance-section-head.inline{align-items:flex-start}
  .finance-section-head.inline>a{margin-top:5px;font-size:12px}
  .finance-vehicle-grid{grid-template-columns:1fr}
  .finance-vehicle-grid .card:nth-child(n+3){display:none}
  .bank-grid{grid-template-columns:1fr}
  .bank-card{padding:17px}
  .bank-card dl{grid-template-columns:repeat(3,1fr)}
  .faq-list summary{padding:15px;font-size:13px}
  .faq-list details p{margin-left:15px;margin-right:15px;padding-right:22px;font-size:12.5px}
  .fraud-alert{padding:17px;gap:11px}
  .fraud-icon{width:38px;height:38px}
  .finance-contact .contact-panel{display:block}
  .finance-contact .contact-icon{margin-bottom:13px}
  .finance-final-cta{align-items:flex-start;flex-wrap:wrap;margin-top:24px;padding:20px}
  .finance-final-cta>svg{width:34px;height:34px}
  .finance-final-cta>div{min-width:calc(100% - 56px)}
  .finance-final-cta>.btn{width:100%}
  #simulador,#califica,#faq{scroll-margin-top:70px}
  .mobile-finance-wa{position:fixed;z-index:60;left:12px;right:12px;bottom:10px;height:52px;display:flex;align-items:center;justify-content:center;gap:8px;border-radius:13px;background:var(--wa);color:#fff;box-shadow:0 14px 34px -13px rgba(12,78,42,.6);font-size:14px;font-weight:800;transition:opacity .18s,transform .18s}
  .mobile-finance-wa svg{width:20px;height:20px}
  .mobile-finance-wa.is-hidden{opacity:0;pointer-events:none;transform:translateY(calc(100% + 18px))}
}

@media(max-width:380px){
  .financing-page .hdr-r .btn svg{display:none}
  .financing-page .hdr-r .btn{padding-inline:9px}
  .financing-page .logo{font-size:16px}
  .bank-card dl{grid-template-columns:1fr}
}

@media(prefers-reduced-motion:reduce){
  .faq-list summary span,.mobile-finance-wa{transition:none}
}